1.) Phishing e-mails mimicking online businesses or banks in an attempt to fool people into freely giving out confidential personal and financial information. URL Obfuscation is the part of the phishing scam that really plays on human error and our brain’s ability to “fill in the gaps” automatically by sending a victim to a fraudulent web site address that looks almost exactly like a real address (i.e. www.pay-pal.com versus www.paypal.com).
2.) Pharming is another form of phishing that “poisons” a person’s computer’s DNS cache and redirects visitors from a real web site to a bogus mirror site. Every web site has its own internet address and the Domain Name System (DNS) translates the IP address into the host name. A DNS cache poisoning changes the entries in the computer so when the legitimate site is typed in, the victim is sent to a fraudulent web page instead.
3.) Trojan Horses are malicious software files that infiltrate your PC by hiding in seemingly innocuous files. Some Trojans, called “keystroke loggers,” record every one of a person’s keystrokes and send that information back to the attacker.
4.) Zombie Computers and Man-In-The-Middle Attacks are part Trojan and the malicious software that is installed on the victim’s computer allows that person’s PC to be controlled remotely by their attacker without their knowledge. The Man-In-The-Middle attack is frequently partnered with an “Evil Twin” which is a fake wireless internet hot spot connection that looks almost like a legitimate service. When the victim attempts to connect, the criminal launches a transaction to get the victim’s credit card information in the form of a standard pay-for-access deal to use the wireless internet.
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